Working Capital Finance
Unlock your business's potential with Advance Lending Australia's tailored working capital solutions, including invoice finance, lines of credit, and business loans.
Comprehensive Working Capital Solutions
Advance Lending Australia offers a comprehensive suite of working capital finance solutions designed to keep your business thriving. Our services include invoice finance, which allows you to access funds tied up in unpaid invoices; lines of credit, providing flexible access to working capital when you need it and business loans tailored to your specific needs.
Whether you're looking to bridge gaps in cash flow, invest in growth, or manage day-to-day expenses, our expert team will guide you through the process to secure the best financing options available.
Our Commitment to You
We promise to find the best possible finance solutions with the most competitive rates and repayment terms for our clients. We work tirelessly on your behalf, leveraging our extensive network, crafting compelling narratives about your business, and comparing over 60 financiers' matrices to find the perfect fit. Our aim is to make the process seamless, allowing you to focus on your business. We are committed to going above and beyond to ensure your success.
APPLICATION PROCESS
APPLY NOW
GET A FREE QUOTE
CONDITIONAL APPROVAL
SIGN LOAN CONTRACTS
GET FINANCED
WHAT WE OFFER
24HR FUNDING
FREE UP CASH FLOW
NON-HOMEOWNER
START-UP BUSINESSES
TAILORED TO NEEDS
FLEXIBLE PRODUCTS
FINANCE PRODUCTS
A business line of credit (LOC) is comparable to a business overdraft. This type of business finance allows businesses to access an agreed credit limit, where interest is only charged when an amount is withdrawn at one time. With a rolling line of credit (LOC) businesses can withdraw, payback and Redrawn funds.
Advantages
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Terms between 1 month to 5 years
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Only pay interest on money used
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Even out cash flow
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Fixed or variable rates
BUSINESS LINE OF CREDIT
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BUSINESS LINE OF CREDIT
BUSINESS LINE OF CREDIT
WHY CHOOSE US
PERSONALISED SERVICE
TIME EFFICIENT
MONEY SAVER
LOW RATES
10+ YEARS EXPERIENCE
Invoice finance is also known as Factoring finance. Business owners can sell their outstanding invoices for a percentage of the total invoice amount. This allows businesses to receive their funds faster without having to get a loan where interest is payable. The factor will purchase the invoice from the business owner, collect payment from the client then pay the business the remainder less the agreed percentage fee.
Advantages
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Fast access to money
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Improved cash flow
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Outsourced payment collection
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Easy setup
INVOICE FINANCE
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BUSINESS LINE OF CREDIT
There are two types of Business loans:
Secured business loan, meaning the lender will take collateral of a business asset or property to take out the finance. Due to the security, the lender’s risk is lower, which means more flexibility, and a lower rate plus fees. This product is designed to be supported by the business cash flow.
Unsecured Business loan, meaning you don’t need collateral to get the finance. The interest rate is normally higher and the loan terms are often shorter. Due to a lack of security, it becomes more of a risk to the lender. The same as a secured business loan, it's designed to be supported by cash flow.
BUSINESS LOANS
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